Spartanburg Workers’ Compensation Attorney
If you have suffered an occupational illness or injury, you will likely be able to collect workers’ compensation. Workers’ compensation is an employer-offered insurance which pays employees who cannot work two-thirds of lost wages, reimbursement for reasonable medical expenses, and death benefits. Workers’ compensation insurance applies regardless of fault, allowing workers to focus on physical recovery during a challenging time.
At Fulton & Barr, we are dedicated to helping employees access the resources they need following an on-the-job injury or illness. If you are seeking maximum compensation for a work-related accident, speaking with an experienced Spartanburg workers’ compensation lawyer will help preserve your rights.
The Basics of Workers’ Compensation Insurance
If your company has four or more employees, if you are employed by the State, a political subdivision of the State, or a public or a quasi-public corporation, your employer must offer workers’ compensation insurance in South Carolina. As an injured worker, you are eligible to receive benefits once you miss seven consecutive days of work. However, if you miss more than 14 days of work, then benefits will apply retroactively from the first day you were out.
Coverage Under Workers’ Compensation
Medical Expenses
South Carolina workers’ compensation covers all reasonable and necessary medical costs for an employee who was hurt on the job or fell ill due to their job. These expenses include, but are not limited to:
- Ambulatory services
- Emergency room care
- Surgeries, procedures, and treatments
- Medical supplies
- Prosthetic devices
- Prescriptions
- Travel costs to the doctor and pharmacy
Lost Wages
Workers’ compensation offers different types of disability benefits. If an employee’s injury forces them to take a lower-paying position but does not prevent them from working entirely, then the worker will be eligible for temporary partial disability (TPD) benefits. In contrast, if an employee is unable to work entirely, then temporary total disability (TTD) benefits will be awarded. They will be eligible to receive two-thirds of their average weekly wages (AWW), with the maximum AWW being $1,134.43 for claims occurring on or after January 1, 2025.
Although benefits can last up to 500 weeks, they will be discontinued once the worker is able to return to their job or reaches maximum medical improvement, or MMI. An employee has reached MMI when they will not make any further significant medical improvements, even with continuing treatment. MMI is determined by a worker’s treating physician.
Death Benefits
If an employee succumbs to their work-related injury or illness, workers’ compensation provides that employee’s dependents with the following benefits:
- Two-thirds of the workers’ AWW for 500 weeks
- Reimbursement for all medical costs
- $12,000 in burial expenses
Guidance During Your Time of Need
Navigating the complex nature of a workers’ compensation claim is no easy task, requiring skilled representation on your side. Fulton & Barr Attorneys at Law is here to assist you through the entire process. Our Spartanburg workers’ compensation lawyers will conduct their own investigation to determine what evidence needs to be submitted to streamline your claim. If the insurance company is disputing your claim, do not hesitate to give our office a call.
Injured on the Job? Speak with Our Spartanburg Workers’ Compensation Lawyers Today
The best step you can take after an occupational accident or work-induced illness is to acquire knowledgeable and skilled counsel. At Fulton & Barr Attorneys at Law, our Spartanburg workers’ compensation attorneys have helped thousands of employees obtain maximum compensation for workplace injuries and medical conditions tied to their jobs. To get started, contact us online or by phone today to schedule your free consultation.
