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Does Workers’ Compensation Cover Mental Health Appointments?

Many workers who experience an occupational illness or injury benefit from speaking with a mental health therapist or clinical social worker. Before scheduling an appointment, you will want to find out if your mental health appointments are covered by medical expenses under your workers’ compensation insurance.

In this blog, our Greenville workers’ compensation lawyers discuss what is covered under most benefits packages and when mental health appointments may apply.

Medical Expenses Typically Covered Under Workers’ Compensation

Under South Carolina workers’ compensation, you will be eligible to receive the following benefits:

South Carolina Workers’ Compensation Law & Mental Injuries

Under SC Code §42-1-160, “stress, mental injuries, or mental illness” are not considered a physical injury unless it can be proven that it is more likely true than not that your employment conditions caused an unusual amount of stress and there is a medically proven link between the employment conditions and the employee’s stress. If a physician notes in a medical record that the individual’s stress has been exacerbated by a work-related injury or is linked to the physical injury, then any “mental injuries” may be compensated.

Work Injury & Post Traumatic Stress Disorder

Post-traumatic stress disorder (PTSD) is frequently seen in employees who have experienced a workplace injury or illness linked to their employment. PTSD can make it challenging for a person to complete daily activities. Those who suffer from PTSD may experience flashbacks, nightmares, and panic attacks when triggered by the traumatic event, sometimes resulting in suicidal ideations.

A combination of medication and talk therapy may be used to treat someone suffering from PTSD. If there is a link between your PTSD and your work-related injury or illness, your mental health appointments and prescription costs may be covered under insurance.

Dedication to Helping Victims Heal

If you have suffered an injury that has also impeded your mental health, you have a right to seek reimbursement for any related costs. The difficulty is getting your workers’ compensation insurance to provide benefits for mental health appointments and other related expenses. That is where a Greenville workers’ compensation lawyer can provide a major benefit to your physical recovery.

If you have experienced psychological trauma caused by a work-related incident, our legal team can assist you in filing a workers’ compensation claim. Our experienced attorneys will gather the necessary evidence to demonstrate the link between your physical injuries and the impact on your mental health. Nobody should be held responsible for paying out of pocket for expenses that are caused by unreasonable work conditions.

Schedule An Appointment with a Greenville Workers’ Compensation Lawyer Today

If your health has been impacted by a workplace incident, our Greenville workers’ compensation lawyers are ready to provide you with aggressive representation. Given the hard work and sacrifice that you already put into your job, you should not have to forgo your mental or physical well-being. To learn how we can assist you, contact us online or by phone to schedule your complimentary, risk-free consultation.