Auto Accidents Injuries & Compensation
An individual who has been injured in a car, truck or motorcycle accident may be able to seek monetary compensation for injuries and damages. Cases can be very complex, relying on proof of fault to determine the type and level of compensation that’s appropriate.
Compensation for Your Losses
Motor vehicle accidents can be devastating to the victim. If you’ve been injured in an accident, you may be able to obtain the following types of compensation:
Compensable injuries include physical injuries like broken bones, spinal cord injuries and head injuries. Other damages that are more difficult to quantify can also be put in this category, such as pain and suffering caused by physical injuries or loss of enjoyment of life.
Medical bills may be paid. If the victim requires rehabilitative services or accommodations, such as physical therapy sessions or a ramp leading to the home, these costs may be recovered, too.
Lost wages may be recovered for past and future wages.
Personal property damages if, for example, the victim’s car was totaled or other personal property was damaged in the accident.
If you have been injured in an auto accident, it is a good idea to keep a daily diary documenting how the injury is affecting you, both emotionally and physically. This can be of great assistance when it comes time to show the effects of the accident.
Spouse’s Damages: Loss of Consortium
Even if the spouse of the motor vehicle accident victim was not in the car at the time of the crash, the spouse may also be experiencing a loss. Almost every state recognizes the claim of “loss of consortium,” which is the deprivation of benefits of marital (or other close) relationship such as companionship, comfort, assistance, sexual relations and affection. The loss of consortium can be temporary or permanent. The spouse may recover damages for this loss.
Uninsured and Underinsured Motorists
Auto accident victims who recover damages in court or via a settlement are most often paid by the other driver’s insurance company. If the other driver is uninsured or underinsured, however, the accident victim must pursue other means of recovery.
The insurance policy of the victim may have an uninsured-motorist or underinsured-motorist provision that will compensate the victim. Other types of insurance policies, available through the victim’s spouse or employer, may also provide benefits.
Amount of Financial Recovery
The level of damages to which the auto accident victim may be entitled depends on numerous factors. State law, the victim’s injuries, proving the facts of the case and even the victim’s own actions can come into play. Other factors that can impact the level of damages include and the length of medical treatment, the insurance coverage of each party, the effect of the accident on the victim’s income and the permanence of the injuries. This is why an experienced attorney can be such a strong ally in planning the case and assessing damages.
Contact an Attorney for Help With Your Auto Accident Case
A motor vehicle accident can have catastrophic consequences, both for the victim and the victim’s family. Call 800-868-2110 or contact us online to set up your free consultation.